| Maximise risk adjusted return |
| |
Profitability of any portfolio can swing significantly with minute
changes in risk levels. For most portfolios, it is only a small segment
of customers which contribute to a large part of credit losses. At the same time all credit decisions should be aimed at maximising and delivering an optimal level of revenue-risk trade off.
veHere uses advanced decision science tools aligned with your
business rules to build strategies and scorecards that match your growth and risk appetite.
|
| |
| Scoring Solutions |
| |
| We develop predictive credit scorecards across the stages of a customer product life cycle to help you profitably manage your risk. These scorecards play a critical role in managing (and predicting) the risk levels of a portfolio by assessing the creditworthiness of a customer based on both demographic and behaviour data. A few of these models are: |
| |
| |
- Acquisition Score
- Behaviour Score
- Collection Score
- Fraud Score
|
|
| Strategic Risk Areas |
| |
| We also provide strategic consulting for key risk areas as : |
| |
| |
- Line Management Strategies
- Authorization Strategies
- Up sell programs for the existing customers
- Risk evaluation for existing programs
- Loss Forecasting
- Risk based Pricing
- Product/Portfolio Repricing
|
|
